I am having the day off, because I worked almost two extra days at my govjob. Of course I had lots of plans for the day, but up till now I haven't realised many of them.
But I did try to work on my finances. For several months now I have been trying to buy green bonds (they have low profit margins but a high tax benefit). I hadn't heard from my bankman some time and was prepared to take my money elsewhere. But before doing that I decided to call him first. He informed me that he had indeed signed me up for the latest release of the bonds, but couldn't tell me if I had gotten any and probably won't know untill way into december. So now I am stuck. I want to have this money moved out of my account before december 31. because of the taxes, but might not hear untill 20 december or so If and for what amount I have bonds. That will leave me very little time to make other arrangements. Needless to say I was pretty annoyed with him and less than friendly. Usually not my style but I am beginning to feel pretty helpless in the claws of the big money making machinerie. I have been trying to get these bonds since july. Never new it could be so hard to get a bank to invest your money.

I did balance our joint account and things are looking good. We saved €150 automatically this month. This means that we are totally caught up on our checking account since last months auto repairs and are working on our savings account again (which has been more than halved since july).