Wow, here I go again...
Me opening up a blog, who would have thought. I have tried journaling many times in the past but never could discpline myself enough to keep doing it. I really feel I could use it though. So maybe this potential 'anonymous' crowd out there in cyberland will help me keep myself on the right track.
First a few personal details. I live together with my Dear Boyfriend and allthough we have different 'moneystyles' we have worked out a system that works very well for us. I am mainly in charge of both OUR and MY finances. DB takes care of HIS money. I am definitely the frugal one of us. I have some short and long term financial goals that I'll explain about later. Except for a hefty mortgage we have no debt and between the two of us we have a very solid EF going. So no money problems for us, just goals.
I hope it is ok, to tackle a debt of a different kind here as well. Right now this 'debt' is the one I am really struggeling with and allthough it has nothing to do with money somehow in my mind it feels the same. I definitely feel a lot of shame for it and it is my big secret. I created this debt because of a lack of discipline, careless spending (of time) and it can get me in serious trouble. Working my way out of it will require discipline (my big weakness), consistency, determination and babysteps. So I guess that really isn't so different from getting out of financial debt.
So If you all won't mind (and even if you do I am going to do it anyway, hè this is my blog!) I am going to give you updates on both my financial goals and of settling this personal debt.
I guess now I have to see whether anyone is interested in knowing what that debt is and if I have enough courage to confess.
Here I go again...
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Welcome!!
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